Background

The Aviva Foundation, is founded and supported by Aviva, a British multinational insurance company headquartered in London. The Aviva Foundation is administered by Charities Trust.

The Aviva Foundation offers two distinct funding routes:

The Financial Futures Fund, as reported here, is for organisations delivering bold, long-term solutions to help people build financial resilience. Open to larger charities with an income of £1 million or more.

The Communities Fund, in a separate report, supports projects and organisations that help people to take control of their financial wellbeing or protect the places they love in a changing climate. Open to small, local organisations with an annual income of up to £1 million.

Objectives of Fund

The funding is for programmes and projects that:

• Build financial confidence and capability – helping people manage their money and plan ahead.
• Improve access to fair, affordable, and inclusive financial services – such as savings, protection, and pensions.
• Support people through financial shocks and hardship – including access to essentials and opportunities to build savings.
• Address systemic issues – such as debt, housing insecurity, and digital exclusion, which can undermine financial resilience.

Priority will be given to organisations and initiatives that are:

• Transformational – aiming for long-term, sustainable change in financial resilience.
• Impact-driven – focussed on measuring and demonstrating the difference they make.
• Inclusive – supporting people and communities with low financial resilience, especially those facing inequality or discrimination.
• Community-rooted – working closely with communities and embedding diversity, equity, and inclusion in everything they do.
• Learning-focussed – committed to sharing insights and influencing wider change.

Grant Values

There is a total grant-making budget of up to £3 million for 2026, distributed across two funding rounds.

The minimum grant is £100,000. There is no upper limit.

The average grant awarded is typically between £250,000 and £300,000, spread over three years.

Consideration will be given to the size of the funding request in relation to the organisation’s overall income and expenditure.

Who Can Apply

Charitable, non-profit organisations and social enterprises that deliver public benefit may apply.

Applications will be accepted from organisations that:

• Have an annual income of £1 million or more as evidenced in their most recent accounts.
• Are UK-registered, with projects delivering impact within the UK
• Align with the Foundation's mission to drive transformational change in financial resilience
• Share the Foundation's values and commitment to inclusion.
• Applications are welcome from organisations working in communities near Aviva’s main employee hubs.

Eligible Expenditure

The funding can support core costs and overheads as part of the overall request.

How To Apply

The Financial Futures Fund opens for applications twice a year.

The next application deadlines for 2026 is: 

Round two: 7 October 2026

The guidelines can be found on the Aviva Foundation website here: https://www.avivafoundation.org.uk/financial-futures-fund/